Loan Programs

Loan Programs

FHA
• Minimum Down Payment is 3.5% (Source of Down Payment can be a gift)
• Flexible Qualifying Ratios
• Perfect Credit Not Required
• Low Interest Rates

VA
• No Money Down
• No Mortgage Insurance
• Assumable Loan
• Low Interest Rates

Conventional
• Available to everyone
• Low Interest Rates
• With 20% down, no Private Mortgage Insurance
• 30 Yr. Fixed Rates
• 30 Yr. Loans and Shorter Amortization Schedules Available *subject to approval